Agent Payments Protocol (AP2)

69Agent Risk Score69% of the points we could check · partial, 3 of 7 inputsHow much an AI agent could lose here if it is wrong, hacked or prompt-injected. Higher is safer.

Last checked 2 official sources linkedHow we scoreIncident tracker

Category
Agent payments
Pricing
free open protocol (Apache-2.0)
Best for
Agent payments · card payments (initial version), x402 stablecoin sample
Verified
2026-10-26

Visit Agent Payments Protocol (AP2)

Official site (source): https://ap2-protocol.org/

Agent Risk Score (v2)

Agent risk 69% (partial, 3 of 7 inputs) If an agent using this tool is wrong, hacked or prompt-injected, how much money can it lose? Higher is safer. Each input links to the vendor's own docs; affiliate links never affect it. How it's calculated · Incidents

Missing: Who holds the keys, Spending limits enforced outside the agent, Sending funds to new addresses, Transaction preview or simulation. Missing inputs lower the maximum instead of counting as zero.

InputFrom official docsPoints
Who holds the keysMissing: no official source found yetmissing / 20
Spending limits enforced outside the agentMissing: no official source found yetmissing / 20
Human approvalProtocol score, optional: human-present flows record your authorization of each finalized checkout in a signed mandate; human-not-present flows let the agent pay within an open mandate source8 / 15
Sending funds to new addressesMissing: no official source found yetmissing / 15
Transaction preview or simulationMissing: no official source found yetmissing / 10
Open source and auditsOpen specification, SDK and samples (Apache-2.0); no audit report found source6 / 10
Incident record (last 12 months)No incident naming this tool in our incident tracker for the last 12 months, and every scored input links an official source source10 / 10
Total69% of the points we could check24 / 35

The Safety score (v1) isn't shown in this section: it is built for tools that place orders. Why

Full facts

CategoryAI agent payments
Assetscard payments (initial version), x402 stablecoin sample
Live vs paperspecification, SDK and code samples (v0.2); not a hosted payment service
Order approval / safetyuser intent and authorization travel as signed, tamper-evident mandates: a Checkout Mandate shared with the merchant and a Payment Mandate shared with the credential provider and networks; the open Payment Mandate captures constraints such as budget and allowed instruments for autonomous purchases, the closed stage authorizes a specific amount; human-present and human-not-present flows; the page doesn't say who enforces the constraints
Pricing / free tierfree open protocol (Apache-2.0)
Rate limitsnot applicable (protocol)
Official / communityofficial
Last checked2026-10-26
Sourceap2-protocol.org
Repositoryhttps://github.com/google-agentic-commerce/AP2

Change log

Recent changes

All changes across tools

Related: Agent payments

Are you the maker? Claim this listing (adds a separate "Provided by vendor" box; it never changes our sourced facts), Add a "Listed on TradingAgentStack" badge or send a correction.

More in Build an AI agent

Other paths: Trade with a bot · Markets & infrastructure · Learn · Search all tools

Get the weekly agent risk update

New Agent Risk Scores, incidents and safety changes for the wallets, exchanges and brokers AI agents use. One email a week, unsubscribe anytime.

No spam. Unsubscribe anytime. Privacy