AI agent tokens with a real product: risk scores

2 AI agent crypto projects, listed only because each ships a documented product that an agent uses to move money. We score the product, not the token, and there is no price talk here. Checked against official sources 2026-10-26.

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Who it's for: Crypto users looking at AI agent tokens who want to see the actual product an agent uses to move money, and what it could lose, without price talk.

Every fact sourced · last checked 2026-10-26 · how we verify

⚠ Risk note. We list a token project only for its product. Nothing here is a view on a token or its price. The score covers what an agent using the product could lose if it is wrong, hacked or prompt-injected. Not financial advice.

What can this agent do with your money? We score how much an AI agent could lose if it is wrong, hacked or prompt-injected, from official docs only. How we score it · Incident tracker

Agent Risk Scores

ToolAgent Risk ScorePointsSectionMissing inputs
Virtuals ACP (acp-cli)Agent risk 84% (partial, 6 of 7 inputs)76 / 90Agent tokenspreview
Olas PearlAgent risk 46% (partial, 3 of 7 inputs)16 / 35Agent tokenscustody, limits, withdraw, preview

Points per input, with the source for each, are on every tool page. How the score works.

Compared

ToolSafety and accessLive / paperPricingVisit
agent wallets are Privy-managed and signer keys sit in the OS keychain after browser approval; signer policy is restricted by default (all ACP transactions), deny-all needs manual approval for every transaction, unrestricted needs none; wallet policies are address allowlists enforced server-side on every transaction and changed only in the dashboard; cards carry a spend limit; job payments stay in escrow until the client completes the job (released to the provider) or rejects it (refunded)live on Base mainnet (ACP v2.0, April 2026); Base Sepolia and BSC testnet also supportednot stated (providers set job prices)Visit Virtuals ACP (acp-cli)
funds sit in Safe smart wallets that the docs say stay under your custody, with recovery through a backup wallet or a Google or Apple account; the agent signs with its own key from an encrypted keystore; Pearl asks you to approve each top-up from your funding Safe (5-minute cooldown after each transfer); agents trade on their own; withdrawals go to a destination address you enter; no spending caps documentedlivenot statedVisit Olas Pearl

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FAQ

Why are so few AI agent tokens listed?

We list a token project only when it has a documented product an AI agent uses to touch money, with official docs we can score. Projects without one aren't listed.

Does a high score mean the token is a good investment?

No. The Agent Risk Score rates how much an agent using the product could lose if it is wrong, hacked or prompt-injected. It says nothing about the token.

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