Privy vs Turnkey
Verdict: Privy: free Developer plan up to 499 monthly active users with 50K signatures and $1M transaction volume a month. Turnkey: Pay as You Go: 25 free signatures a month, then $0.10 per signature. Safety score: Privy 65%, Turnkey 65%. They differ on assets, live vs paper, order approval, pricing; the table below shows each fact with its source.
| Field | Privy server wallets | Turnkey |
|---|---|---|
| Category | AI agent wallets | AI agent wallets |
| Assets | Ethereum and EVM chains, Solana | EVM chains, Solana, Bitcoin, Dogecoin, Tron, Cosmos and other chains |
| Live vs paper | live and testnet (the REST quickstart sends a Sepolia transaction) | live; official code examples sign on testnets (Dogecoin, Tron, Celestia, Arc, Tempo) |
| Order approval / safety | wallets your backend or agent controls through authorization keys; keys are split into shares and only reassembled inside a trusted execution environment (AWS Nitro Enclaves), which checks policies before signing: transfer limits per transaction or time window, recipient and contract allowlists; key quorums can require m-of-n approvals, including a user | key infrastructure where keys are only decrypted inside secure enclaves, where the signer and the policy engine run; policies can check value (eth.tx.value) and recipient (eth.tx.to) and set a consensus of users who must approve an action |
| Pricing / free tier | free Developer plan up to 499 monthly active users with 50K signatures and $1M transaction volume a month; Core $299/mo, Scale $499/mo, Enterprise custom | Pay as You Go: 25 free signatures a month, then $0.10 per signature; Pro $99/mo plus $0.05 per signature; Enterprise custom |
| Rate limits | not stated on the pages we checked | not stated on the pages we checked |
| Official / community | official | official |
| Last checked | 2026-11-07 | 2026-11-08 |
| Source | docs.privy.io | docs.turnkey.com |
| Website | Visit Privy server wallets | Visit Turnkey |
Both are listed under AI agent wallets, where every tool in the category is shown with the same sourced facts.