# Safe Smart Account: agent risk score and safety controls

> Safe Smart Account: AI agent wallet. Live trading. Agent risk 100% (partial). Open-source contracts. Sourced, checked 2026-10-26.

Canonical: https://tradingagentstack.com/tool/safe-smart-account/

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# Safe Smart Account

[**100****Agent Risk Score**100% of the points we could check · partial, 6 of 7 inputsHow much an AI agent could lose here if it is wrong, hacked or prompt-injected. Higher is safer.](#agent-risk-score)

Last checked **2026-10-26****4** official sources linked[How we score](https://tradingagentstack.com/methodology/)[Incident tracker](https://tradingagentstack.com/incidents/)

Category[Agent wallets](https://tradingagentstack.com/ai-agent-wallets/)
Pricingopen-source contracts (LGPL-3.0)
Best forAgent wallets · EVM chains
Verified2026-10-26

[Visit Safe Smart Account](https://tradingagentstack.com/go/safe-smart-account/?from=/tool/safe-smart-account/)

Official site (source): [https://safe.global/](https://safe.global/)

## Agent Risk Score (v2)

[Agent risk 100% (partial, 6 of 7 inputs)](https://tradingagentstack.com/methodology/#agent-risk-score) If an agent using this tool is wrong, hacked or prompt-injected, how much money can it lose? Higher is safer. Each input links to the vendor's own docs; affiliate links never affect it. [How it's calculated](https://tradingagentstack.com/methodology/#agent-risk-score) · [Incidents](https://tradingagentstack.com/incidents/)

Missing: Transaction preview or simulation. Missing inputs lower the maximum instead of counting as zero.

| Input | From official docs | Points |
| --- | --- | --- |
| Who holds the keys | In Safe's AI-agent setup the agent is one signer of a multisig; it can't execute alone [source](https://docs.safe.global/home/ai-agent-quickstarts/human-approval) | 20 / 20 |
| Spending limits enforced outside the agent | Allowance module: a per-token spending limit for the agent that resets on a schedule, spent through the module contract [source](https://docs.safe.global/home/ai-agent-quickstarts/agent-with-spending-limit) | 20 / 20 |
| Human approval | Threshold setup where at least one human approval is required for agent-proposed transactions [source](https://docs.safe.global/home/ai-agent-quickstarts/human-approval) | 15 / 15 |
| Sending funds to new addresses | Under the human-approval threshold the agent can't move funds to any address without a human signer [source](https://docs.safe.global/home/ai-agent-quickstarts/human-approval) | 15 / 15 |
| Transaction preview or simulation | Missing: no official source found yet | missing / 10 |
| Open source and audits | Open source (LGPL-3.0) with published audits for each contract version and the allowance module [source](https://docs.safe.global/advanced/smart-account-audits) | 10 / 10 |
| Incident record (last 12 months) | No incident naming this tool in our incident tracker for the last 12 months, and every scored input links an official source [source](https://tradingagentstack.com/incidents/) | 10 / 10 |
| Total | 100% of the points we could check | **90 / 90** |

The Safety score (v1) isn't shown in this section: it is built for tools that place orders. [Why](https://tradingagentstack.com/methodology/#agent-wallets-v1)

## Full facts

| Category | AI agent wallets |
| --- | --- |
| Assets | EVM chains |
| Live vs paper | live; contracts are deployed on many networks (see Safe's supported-networks list) |
| Order approval / safety | open-source multisig smart account: Safe's AI-agent guide makes the agent one signer with a threshold that needs at least one human approval; an allowance module can give the agent a per-token spending limit that resets on a schedule; guards can check every transaction |
| Pricing / free tier | open-source contracts (LGPL-3.0); network gas fees apply |
| Rate limits | n/a (on-chain contracts) |
| Official / community | official |
| Last checked | 2026-10-26 |
| Source | [docs.safe.global](https://docs.safe.global/home/ai-agent-quickstarts/human-approval) |
| Repository | [https://github.com/safe-global/safe-smart-account](https://github.com/safe-global/safe-smart-account) |

## Change log

- **2026-10-23** · Added. Safe smart accounts for AI agents: the agent as one signer under a human-approval threshold, plus allowance-module spending limits; audited, LGPL-3.0.

Safety check: [Is Safe Smart Account safe to connect to an AI agent?](https://tradingagentstack.com/tool/safe-smart-account/is-it-safe/)

## Recent changes

- **2026-10-23** New listing New listing: Safe Smart Account, with Safe's own guides for AI agents as one multisig signer needing human approval and for allowance-module spending limits. [Source](https://docs.safe.global/home/ai-agent-quickstarts/human-approval)

[All changes across tools](https://tradingagentstack.com/changes/)

## Related: Agent wallets

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- [Turnkey](https://tradingagentstack.com/tool/turnkey/)

- [Crossmint Agent Wallets](https://tradingagentstack.com/tool/crossmint-agent-wallets/)

- [ZeroDev](https://tradingagentstack.com/tool/zerodev/)

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