# Gloam: safety score, custody and pricing | TradingAgentStack

> Gloam: payments for AI agents. Live and paper or demo trading. Safety 48%. Deposits and private payments free. Sourced, checked 2026-11-09.

Canonical: https://tradingagentstack.com/tool/gloam/

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# Gloam

[**48****Safety score**48% of the points we could checkHow much of your money is at risk if this tool, or an AI agent using it, is wrong, hacked or prompt-injected. Higher is safer.](#safety)

Last checked **2026-11-09****3** official sources linked[How we score](https://tradingagentstack.com/methodology/)[Incident tracker](https://tradingagentstack.com/incidents/)

Category[Agent payments](https://tradingagentstack.com/ai-agent-payments/)
Pricingdeposits and private payments free
Best forAgent payments · stablecoins (USDC.e, pathUSD, USDT0, USDG and others by network), x402 and MPP payments, private balances on Tempo, Robinhood Chain, Base, Ethereum and Elysium
Verified2026-11-09

[Visit Gloam](https://tradingagentstack.com/go/gloam/?from=/tool/gloam/)

Official site (source): [https://www.gloam.trade/](https://www.gloam.trade/)

## Safety score

[Safety 48%](https://tradingagentstack.com/safety-score/) Can trade unattended. If this tool, or an AI agent using it, is wrong, hacked or prompt-injected, how much of your money is at risk? Higher is safer. Not a ranking; affiliate links never affect it. [How it's calculated](https://tradingagentstack.com/safety-score/) · [Incidents](https://tradingagentstack.com/incidents/)

| Input | From official docs or our listing | Points |
| --- | --- | --- |
| Human approval | No approval per payment: the agent pays x402 and MPP resources and other Gloam addresses on its own, within its limits (official docs) [source](https://www.npmjs.com/package/@gloamtrade/mcp) | 0 / 25 |
| Guardrails outside the agent | Spending limits the agent can't lift, but they're off-chain limits checked by the local server itself; only on Tempo does the protocol enforce an access key's cap (official docs) [source](https://www.npmjs.com/package/@gloamtrade/mcp) | 8 / 15 |
| Test before real money | Paper, demo or testnet mode available | 15 / 15 |
| Sending funds out | The agent can pay any x402 or MPP resource and any Gloam address within its limits; the MCP server can't cash out to a public wallet (the app and SDK can, for 0.5%) (official docs) [source](https://www.npmjs.com/package/@gloamtrade/mcp) | 0 / 15 |
| Who holds the keys | Self-custody: the local MCP server that signs keeps the key on your machine, and the hosted server only reads and plans and never signs or holds a key; Gloam says it never holds your keys and has no admin withdraw (official docs) [source](https://www.gloam.trade/docs/agents) | 5 / 10 |
| Open source or audited | Open source (MIT); Kann Audits reviewed the vault contracts (report, Nov 1, 2026) and found no Critical, High or Medium issues (official docs) [source](https://www.npmjs.com/package/@gloamtrade/mcp) | 10 / 10 |
| Incident record (last 12 months) | No incident naming this tool in our incident tracker in the last 12 months ([incident tracker](https://tradingagentstack.com/incidents/)) | 10 / 10 |
| Total | 48% of the points we could check | **48 / 100** |

## Open-source code health
GitHub stars5
Last commitNov 10, 2026
Published security advisories0
OpenSSF Scorecardnot scored

From [gloamtrade/gloam](https://github.com/gloamtrade/gloam) via GitHub's API. Stars measure attention, not safety. All repos: [repo health](https://tradingagentstack.com/trading-bot-stats/#repos).

## Full facts

| Category | AI agent payments |
| --- | --- |
| Assets | stablecoins (USDC.e, pathUSD, USDT0, USDG and others by network), x402 and MPP payments, private balances on Tempo, Robinhood Chain, Base, Ethereum and Elysium |
| Live vs paper | live on mainnet (beta) on Tempo and Robinhood Chain since Oct 21, 2026 and on Base and Ethereum since Oct 26; Gloam says it is live on Elysium; the MCP server defaults to testnet, so a setup never moves to mainnet by itself |
| Order approval / safety | the agent pays x402 and MPP resources and other Gloam addresses from a private balance without approving each payment, within spending limits it cannot lift: off-chain limits the local MCP server checks, and on Tempo an access key whose cap the protocol enforces; amounts and payees are hidden, money going in and out of the vault stays public; the hosted MCP server (gloam.trade/mcp) only reads and plans and never signs or holds keys; the local server that signs keeps the key on your machine; the MCP server can't cash out to a public wallet (the app and SDK can, for 0.5%); Gloam says it never holds your keys and there is no admin withdraw |
| Pricing / free tier | deposits and private payments free; cashing out to a public wallet costs 0.5% |
| Rate limits | not stated; beta caps on deposits per stablecoin (private payments are never limited) |
| Official / community | official |
| Last checked | 2026-11-09 |
| Source | [www.npmjs.com](https://www.npmjs.com/package/@gloamtrade/mcp) |
| Repository | [https://github.com/gloamtrade/gloam](https://github.com/gloamtrade/gloam) |

## Change log

- **2026-11-09** · Added. Gloam: private stablecoin payments for AI agents (x402 and MPP) on Tempo, Robinhood Chain, Base, Ethereum and Elysium, with a hosted read-only MCP server and a local one that signs within spending limits. Kann Audits reviewed the vault contracts (Nov 1) and found no Critical, High or Medium issues. Safety score pending owner review.

Safety check: [Is Gloam safe to connect to an AI agent?](https://tradingagentstack.com/tool/gloam/is-it-safe/)

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- [Agent Payments Protocol (AP2)](https://tradingagentstack.com/tool/agent-payments-protocol-ap2/)

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