# Privy vs Turnkey (2026) | TradingAgentStack

> Privy vs Turnkey: assets, live vs paper, order approval and safety controls, pricing and rate limits, each with a source. Last checked 2026-11-09.

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# Privy vs Turnkey

By [Ahsen (@satovinci)](https://tradingagentstack.com/about/)

Side-by-side facts with sources, last checked 2026-11-09.

**Verdict:** Privy: free Developer plan up to 499 monthly active users with 50K signatures and $1M transaction volume a month. Turnkey: Pay as You Go: 25 free signatures a month, then $0.10 per signature. Safety score: Privy 65%, Turnkey 65%. They differ on assets, live vs paper, order approval, pricing; the table below shows each fact with its source.

| Field | [Privy server wallets](https://tradingagentstack.com/tool/privy-server-wallets/) | [Turnkey](https://tradingagentstack.com/tool/turnkey/) |
| --- | --- | --- |
| Category | AI agent wallets | AI agent wallets |
| Assets | Ethereum and EVM chains, Solana | EVM chains, Solana, Bitcoin, Dogecoin, Tron, Cosmos and other chains |
| Live vs paper | live and testnet (the REST quickstart sends a Sepolia transaction) | live; official code examples sign on testnets (Dogecoin, Tron, Celestia, Arc, Tempo) |
| Order approval / safety | wallets your backend or agent controls through authorization keys; keys are split into shares and only reassembled inside a trusted execution environment (AWS Nitro Enclaves), which checks policies before signing: transfer limits per transaction or time window, recipient and contract allowlists; key quorums can require m-of-n approvals, including a user | key infrastructure where keys are only decrypted inside secure enclaves, where the signer and the policy engine run; policies can check value (eth.tx.value) and recipient (eth.tx.to) and set a consensus of users who must approve an action |
| Pricing / free tier | free Developer plan up to 499 monthly active users with 50K signatures and $1M transaction volume a month; Core $299/mo, Scale $499/mo, Enterprise custom | Pay as You Go: 25 free signatures a month, then $0.10 per signature; Pro $99/mo plus $0.05 per signature; Enterprise custom |
| Rate limits | not stated on the pages we checked | not stated on the pages we checked |
| Official / community | official | official |
| Last checked | 2026-11-07 | 2026-11-08 |
| Source | [docs.privy.io](https://docs.privy.io/recipes/agent-integrations/agentic-wallets) | [docs.turnkey.com](https://docs.turnkey.com/concepts/policies/overview) |
| Website | [Visit Privy server wallets](https://tradingagentstack.com/go/privy-server-wallets/?from=/compare/privy-vs-turnkey/) | [Visit Turnkey](https://tradingagentstack.com/go/turnkey/?from=/compare/privy-vs-turnkey/) |

Both are listed under [AI agent wallets](https://tradingagentstack.com/ai-agent-wallets/), where every tool in the category is shown with the same sourced facts.

Tool pages: [Privy server wallets](https://tradingagentstack.com/tool/privy-server-wallets/) · [Turnkey](https://tradingagentstack.com/tool/turnkey/). Categories: [AI agent wallets](https://tradingagentstack.com/category/agent-wallet/)

## Related

- [AI agent wallets: every tool on the same facts](https://tradingagentstack.com/ai-agent-wallets/)

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