# AI agent tokens with a real product: Agent Risk Scores

> AI agent crypto projects listed only for a documented product agents use to move money: Virtuals ACP and Olas Pearl, scored from official docs, no price talk.

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# AI agent tokens with a real product: risk scores

2 AI agent crypto projects, listed only because each ships a documented product that an agent uses to move money. We score the product, not the token, and there is no price talk here. Checked against official sources 2026-10-26.
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**Who it's for:** Crypto users looking at AI agent tokens who want to see the actual product an agent uses to move money, and what it could lose, without price talk.

Every fact sourced · last checked 2026-10-26 · [how we verify](https://tradingagentstack.com/methodology/)

**⚠ Risk note.** We list a token project only for its product. Nothing here is a view on a token or its price. The score covers what an agent using the product could lose if it is wrong, hacked or prompt-injected. Not financial advice.

**What can this agent do with your money?** We score how much an AI agent could lose if it is wrong, hacked or prompt-injected, from official docs only. [How we score it](https://tradingagentstack.com/methodology/#agent-risk-score) · [Incident tracker](https://tradingagentstack.com/incidents/)

## Agent Risk Scores

| Tool | Agent Risk Score | Points | Section | Missing inputs |
| --- | --- | --- | --- | --- |
| [Virtuals ACP (acp-cli)](https://tradingagentstack.com/tool/virtuals-acp-acp-cli/#agent-risk-score) | [Agent risk 84% (partial, 6 of 7 inputs)](https://tradingagentstack.com/methodology/#agent-risk-score) | 76 / 90 | Agent tokens | preview |
| [Olas Pearl](https://tradingagentstack.com/tool/olas-pearl/#agent-risk-score) | [Agent risk 46% (partial, 3 of 7 inputs)](https://tradingagentstack.com/methodology/#agent-risk-score) | 16 / 35 | Agent tokens | custody, limits, withdraw, preview |

Points per input, with the source for each, are on every tool page. [How the score works](https://tradingagentstack.com/methodology/#agent-risk-score).

## Compared

| Tool | Safety and access | Live / paper | Pricing | Visit |
| --- | --- | --- | --- | --- |
| **84**[Virtuals ACP (acp-cli)](https://tradingagentstack.com/tool/virtuals-acp-acp-cli/) | agent wallets are Privy-managed and signer keys sit in the OS keychain after browser approval; signer policy is restricted by default (all ACP transactions), deny-all needs manual approval for every transaction, unrestricted needs none; wallet policies are address allowlists enforced server-side on every transaction and changed only in the dashboard; cards carry a spend limit; job payments stay in escrow until the client completes the job (released to the provider) or rejects it (refunded) | live on Base mainnet (ACP v2.0, April 2026); Base Sepolia and BSC testnet also supported | not stated (providers set job prices) | [Visit Virtuals ACP (acp-cli)](https://tradingagentstack.com/go/virtuals-acp-acp-cli/?from=/ai-agent-tokens/) |
| **46**[Olas Pearl](https://tradingagentstack.com/tool/olas-pearl/) | funds sit in Safe smart wallets that the docs say stay under your custody, with recovery through a backup wallet or a Google or Apple account; the agent signs with its own key from an encrypted keystore; Pearl asks you to approve each top-up from your funding Safe (5-minute cooldown after each transfer); agents trade on their own; withdrawals go to a destination address you enter; no spending caps documented | live | not stated | [Visit Olas Pearl](https://tradingagentstack.com/go/olas-pearl/?from=/ai-agent-tokens/) |

Looking for agents that trade for you? See [AI trading agents](https://tradingagentstack.com/ai-trading-agents/).
V

### [Virtuals ACP (acp-cli)](https://tradingagentstack.com/tool/virtuals-acp-acp-cli/)
Agent tokensofficial
**84**
 Pricingnot stated (providers set job prices)
Best forAgent tokens · USDC agent-to-agent job payments held in escrow, agent wallets (EVM and Solana), virtual payment cards
Money accesslive on Base mainnet (ACP v2.0, April 2026)
[Agent risk 84% (partial, 6 of 7 inputs)](https://tradingagentstack.com/methodology/#agent-risk-score)✓ Verified 2026-10-26[Details →](https://tradingagentstack.com/tool/virtuals-acp-acp-cli/)

O

### [Olas Pearl](https://tradingagentstack.com/tool/olas-pearl/)
Agent tokensofficial
**46**
 Pricingnot stated
Best forAgent tokens · prediction markets (Polystrat on Polymarket, Omenstrat), DeFi portfolio agents (Basius on Base, Optimus)
Money accesslive
[Agent risk 46% (partial, 3 of 7 inputs)](https://tradingagentstack.com/methodology/#agent-risk-score)✓ Verified 2026-10-26[Details →](https://tradingagentstack.com/tool/olas-pearl/)

## FAQ

### Why are so few AI agent tokens listed?

We list a token project only when it has a documented product an AI agent uses to touch money, with official docs we can score. Projects without one aren't listed.

### Does a high score mean the token is a good investment?

No. The Agent Risk Score rates how much an agent using the product could lose if it is wrong, hacked or prompt-injected. It says nothing about the token.

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